FREE FINANCIAL EVALUATOR

American College Of Bankruptcy

The Financial Evaluator Program was created by CENTS, a 501(c)(3) non-profit organization that has been a leader in the community providing free and low cost money management education. This program was funded by the American College of Bankruptcy and the American College of Bankruptcy Foundation. The Financial Evaluator program was designed to provide you with knowledge and skills to assess your financial situation in an informed manner and make concrete plans to improve it. We do not offer gimmicks such as paying off debt for pennies on the dollar without any consequences or hot stock tips that will help you get rich quick and retire young. We also do not make undeliverable promises, like showing you how to live like a millionaire on a salary of $15,000. We know you are smarter than that. Sometimes it is hard to look at one's finances, but it will be worth it if it leads to positive change. The CENTS path to financial peace is for you to build wealth slowly with hard work and wise money management. This process starts with seeing where you are currently at financially, truly assessing how you got there, making changes to get you on the right path, and if you are already on it, furthering you on that road. The program will provide you with tools, knowledge, and skills so you can analyze your finances in an informed manner and seek help from appropriate resources. We want you to make fully informed decisions that are in your best interest.

This program is not a comprehensive money management program; it is focused on helping you learn how to assess your financial situation and make plans to improve it. We intentionally left out some very important topics that are beyond the scope for this purpose such as smart borrowing, the importance of insurance protection, the role and impact of credit reports and scores, financial planning, and growing your wealth through savings and investing, to name a few. After you have completed this program, we also recommend you take a comprehensive program at the appropriate time.


The Financial Evaluator Program was created by CENTS, a 501 (c)(3) non-profit organization that has been a leader in the community providing free and low cost money management education.

Thank you for your interest in CENTS© online money management program. This educational program does not render individual legal, tax, investment, financial or other professional advice or services. If you require such advice or services, please consult a competent professional. By clicking the button above, you agree that you have read and understood the above Disclosure Form.